Secured B2B Receivable Financing

Turn Outstanding Invoices Into Immediate Liquidity

TraderPond connects Nigerian SMEs with verified capital providers to fund corporate invoices and LPOs in under 48 hours. Zero collateral, 100% digital verification.

Apply for Funding Fund Receivables

80%

Max Invoice Financing

Under 48h

Verification Time

₦0

Upfront Collateral Needed

Tailored Receivables Financing Products

Choose the product that fits your business needs. Simple terms, fast review, and clear pricing.

Invoice Discounting

Convert unpaid corporate invoices into instant capital. Best for vendors with completed supply milestones who are awaiting payment cycles from creditworthy corporate buyers.

Get up to 80% of verified invoice value
Flexible tenors up to 120 days

Apply for Invoice Discounting

LPO Financing

Obtain funding to execute confirmed Local Purchase Orders. Perfect for suppliers who need upfront capital to purchase raw materials or execute delivery contracts.

Get up to 70% of LPO value
Tenors spanning up to 180 days

Apply for LPO Financing

A Unified Technology Layer for All Parties

Bringing efficiency, trust, and speed to B2B receivable financing in Nigeria.

SMEs & Vendors

Access non-collateralized working capital. Bypass banking delays, upload contracts, sign digitally, and unlock immediate cash flows.

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Capital Providers

Fund institutional-grade trade receivables. Access high-quality investment signals, manage terms, and enjoy automated payments split by NUBAN sweeps.

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Principal Buyers

Ensure supplier stability and execution quality. Review and confirm invoices or LPOs in-app to help suppliers secure immediate financing.

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Secure By Design

Bank-Grade Infrastructure & Absolute Compliance

We integrate leading-edge regulatory compliance, legal enforcement, and transactional isolated routing services directly into our platform architecture.

Dojah KYC Engine

Secure BVN, NIN, and CAC verification coupled with multi-snapshot liveness detection protocols for maker-checker review.

PondSign Digital Signatures

Legally binding, triple-call signature verification securing offers and rollover records with OTP codes and instant camera capture.

Sterling Bank Isolation

Every user receives a unique NUBAN virtual account. All platform fund distributions and payment sweeps are executed atomically on-bank.

Encrypted & Audited

We maintain an append-only audit trail logs system stored securely. Access permissions are strictly role-guarded server-side and monitored by Sentry error filtering.

AES-256

TLS 1.3

APPEND-ONLY LOGS

Frequently Asked Questions

Have questions about TraderPond? We have answers.

What is TraderPond and how does it work?

TraderPond is a secure B2B receivables-financing marketplace in Nigeria. We connect Vendors (SMEs) who have outstanding corporate invoices or Local Purchase Orders (LPOs) with Capital Providers looking to fund these receivables. All transactions are routed through integrated Sterling Bank virtual accounts with automated reconciliation.

What are the funding limits and tenors?

For Invoice Discounting (ID), vendors can unlock up to 80% of the invoice value with a maximum tenor of 120 days. For LPO Financing, vendors can unlock up to 70% of the LPO value with a maximum tenor of 180 days. Rates are simple flat monthly percentages configured at offer generation.

How secure is my data and money on the platform?

Security is non-negotiable. All sensitive PII (like BVNs and NINs) is encrypted at rest using AES-256. Bank accounts are managed through dedicated Sterling Bank NUBAN accounts. Documents and signatures are sealed using our PondSign protocol, which matches OTP and selfie liveness verification to generate immutable transaction records.

What is PondSign?

PondSign is our custom, secure e-signature protocol. When signing an offer or rollover agreement, the signing party completes a multi-step verification including reviewing terms, entering a secure OTP code, and capturing a live selfie check. These components are hashed into a canonical JSON record stored immutably.

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