Step-By-Step Workflow

How TraderPond Works

A paperless, maker-checker, and automated payment sweep engine designed to eliminate credit lags and secure capital custody.

Visual platform lifecycle matching intake, KYC validation, admin review, marketplace listing, PondSign, and automated repayment sweep.

For SMEs & Vendors

Unlock immediate cash flows for your supplier agreements in six simple, collateral-free steps.

Complete registration by filling business details, uploading documents (e.g., CAC), and performing our Dojah-backed liveness facial check.

Upload outstanding corporate invoices or LPOs, configure tenor, and specify details. We run automated duplicate checks instantly.

Our admin team reviews documents, verifies the principal buyer off-platform or in-app, and publishes the request to the marketplace.

Accept the funding offer with a secure, legally-binding PondSign. Verify with an OTP sent via SMS/Email and snap a live verification selfie.

Upon signing, funds are moved from the capital provider's account directly to your assigned Sterling NUBAN virtual account.

At maturity, the principal buyer pays into your NUBAN. The system matches the narration reference and executes automated splits and sweeps.

Deploy capital to verified corporate invoice files and receive automated returns directly.

Fund your dedicated Sterling Bank NUBAN wallet directly via bank transfer. View balances in real-time.

View active, buyer-confirmed financing requests. Filter by tenor, amount, and sector risk profiles.

Signal interest or submit custom financing offers. Once the vendor signs, you have 24 hours to confirm funding.

When the buyer settles the outstanding invoice, sweeps atomically debit the platform fee and credit principal plus interest to your wallet.

Our support team is available to assist you with KYC documentation and platform setup.